Google+

Use Vacation Time to Find the Right Place to Retire

 

Use Vacation Time to Find the Right Place to Retire

By Burt Carey

If you’re reading beyond the headline, chances are good that you’re of the Baby Boom generation, born sometime between the end of World War II and 1964. Baby Boomers make up about 25 percent of the United States population, and they’re heading into retirement by the millions every year.

What awaits are shockingly high housing prices, virtually no inventory, months- or years-long waiting lists and maybe even a lottery drawing or two Paradisevillagegatedcommunitythat picks who gets to buy and move in. The housing bubble didn’t totally burst for seniors, and it won’t be slowing down anytime soon.

Places such as Nevada, Arizona, Florida, California and Texas having thriving communities built just for seniors. But not every retiree wants to move away from family and lifelong friends. They prefer to stay closer to home but would like the amenities a retirement community brings, such as daily activities, golf courses, shooting ranges, shopping excursions, manicured lawns and landscaping, low crime rates, and lots of handicapped parking.

Amenities — and the big homes that usually go with them — come at a price. National builders who set prices in the $1 million and higher range, can’t seem to build houses fast enough for the number of retirees looking to buy. That’s puts an even bigger squeeze on retirees whose nest eggs aren’t that big; housing is in extremely short supply for them.

How do you sort it all out? If you’re planning to retire within the next five years, now’s the time to look at your options and find the best place for you. Why not use some of your vacation time and spend it in locales and communities where you think you might want to live out your golden years?

Here are some guidelines to keep in mind:

  1. Go visit during the off-season

We know when the snowbirds flock to places like Arizona, Florida, Southern California and South Texas. From November to early April, they’re enjoying the warmth of those southern climes. You should plan a visit early in the season or late in the season, and have part of it overlap with off-peak weeks.

Why go through all of that bother? Two huge reasons: The first is that you’re get to know what the neighborhood/community is like during both peak and off-peak times. Prices for golf are significantly lower during off-peak months, lines at the gas station, grocery stores and restaurants are also shorter. The second reason is that weather. August in Florida or South Texas can be brutal. If you’re looking for a year-round retirement community, make sure you are going to be able to live there year-round.

  1. Shop toward the end of peak season

Snowbirds aren’t year-round residents. They stay for four to six months, then head back to their primary residence somewhere up north. After they’ve made that trek back and forth for 15 or 20 years, they’ve put more miles on their aging bodies, and staying up north where family and friends can help provide healthcare becomes more attractive. That’s a motivated seller.

Sure, it’s not a new home you’ll be looking at, but it’s a steal considering the way new-home sales work in retirement communities these days.

  1. Study all amenities and memberships

You get what you pay for — or do you? This isn’t like any vacation you ever took, where if something wrong happens, well, it’s just a week or so and you’ll be going back home. Different retirement communities have different membership packages for activities such as golf, tennis, softball, bowling, pickleball and others. Check out all of the social activities and amenities in detail. If you aren’t completely satisfied when you’re checking them out, you’ll never be satisfied when they’re yours by membership.

  1. Covenants: Friend or Foe?

Homeowner associations can be one of the biggest blessings or the biggest curses you’ve known, depending on how they operate and to whose benefit that are focused. This is probably the most crucial test of buying a home in a retirement community. Yes, it’s your house, but rental and resale restrictions are common. Some communities disallow outdoor grills or cigar smoking. The more you know before you buy, the better off you’ll be.

 

Source:  Sportsmans Lifestyle

Entertainment

For movies opening May 20, 2016

  OPENING THIS WEEK Kam's Kapsules: Weekly Previews That Make Choosing a Film Fun by Kam Williams For movies opening May 20, 2016 BIG BUDGET FILMS The Angry Birds Movie (PG for action and rude humor) Animated adventure, inspired by the video game series of the same name, set on an island inhabited by a flock of flightless birds with anger management issues whose patience is suddenly tested by an overwhelming pig invasion. Voice … [Read More its Good for You.....]

Books

From #Black Lives Matter to Black Liberation

  From #Black Lives Matter to Black Liberation by Keeanga-Yamahtta Taylor Haymarket Books Paperback, $17.95 286 pages ISBN: 978-1-60846-562-0 Book Review by Kam Williams “The eruption of mass protests in the wake of the police murders of Michael Brown in Ferguson, Missouri, and Eric Garner in New York City have challenged the impunity with which officers of the law carry out violence against Black people and punctured the illusion of … [Read More its Good for You...]

Art

More Than a Score

  ACRONYM TO FOLLOW by Peter Brav   Finally Our Day has come There’s a Day for everything For doughnuts, siblings, eight track tapes Grilled cheese, daughters and sons to work Encouragement, Alzheimer’s Coffee, math, chewing gum Blasphemy, yo-yos And now finally One for us Truly a Day to celebrate National Don’t Shoot An Unarmed Brother Doctor King Not Seeing Progress George Orwell Laughing It Is So About the … [Read More its Good For You...]

Real Estate

Tips for Building a Farm Pond

  Tips for Building a Farm Pond By Burt Carey Growing up in rural Northern California, my two brothers and I were blessed to have a down-the-road neighbor who allowed us to fish in his farm pond just about anytime we wanted. It came to be known to us as Jack’s Lake. The pond sat across a fallow cattle pasture at the bottom of a natural gully that collected rainwater from hundreds of surrounding acres. Jack’s Lake stretched nearly … [Read More its Good for You.....]

Lifestyle

Today’s Consumer Reports review rating EltaMD®

  Statement from EltaMD, Inc., Chief Operating Officer Ede Payne regarding Consumer Reports 2016 sunscreen study (CARROLLTON, TEXAS – May 17, 2016) Today's Consumer Reports review rating EltaMD® UV Aero is incorrect and misleading. Consumer Report has acknowledged to us in the past that in purporting to report the SPF values of sunscreens, including EltaMD UV Aero, it does not use the SPF validation testing protocol mandated by the … [Read More its Good for You...]

Outdoors

Brunswick County’s Redfish and Cobia Revival

  Brunswick County’s Redfish and Cobia Revival   Brunswick is the southernmost coastal county in North Carolina. It extends from the South Carolina border at Little River Inlet in an east-west direction out to Cape Fear and Smith Island, where the county line turns inland toward Wilmington. It varies greatly from the Outer Banks, but is home to a thriving recreational fishing community and offers a wide variety of fishing … [Read More its Good for You...]

Sports

Braves Fire Manager Fredi Gonzalez

  Braves Fire Manager Fredi Gonzalez By Burt Carey   Just 37 games into the 2016 season, the Atlanta Braves fired manager Fredi Gonzalez on Tuesday amidst the ballclub’s slowest start in its history. Gonzalez took over as the Braves manager in 2010 following the retirement of Bobby Cox. He led the Braves to three consecutive winning seasons, including 94- and 96-win seasons in 2012 and 2013, but couldn’t overcome the … [Read More its Good for You...]

Business

Tips for Building a Farm Pond

  Tips for Building a Farm Pond By Burt Carey Growing up in rural Northern California, my two brothers and I were blessed to have a down-the-road neighbor who allowed us to fish in his farm pond just about anytime we wanted. It came to be known to us as Jack’s Lake. The pond sat across a fallow cattle pasture at the bottom of a natural gully that collected rainwater from hundreds of surrounding acres. Jack’s Lake stretched nearly … [Read More its Good for You...]

Travel

TSA Under Fire for Long Airport Lines

  TSA Under Fire for Long Airport Lines By Burt Carey From New York to Chicago to Atlanta and other major U.S. cities, airport travelers have been complaining for weeks about delays and long lines at security checkpoints. On Friday Homeland Security Secretary Jeh Johnson tried to quell the unrest, announcing that the beleaguered Transportation Security Administration would be adding hundreds of front-line screeners at the … [Read More its Good for You...]

Green Living

“Tides” Turn Positive for Conservation

  “Tides” Turn Positive for Conservation by Amy Lignor   A great majority of the American people wish to hear more good news when it comes to the Earth, wildlife and conservation. Politics, as well as big corporations, have a far more frequent tendency to stop any good headlines from ever coming to fruition. This month, however, is only half over and the news for conservation has been granted one truly amazing … [Read More its Good for You...]