Google+

How to Spend Money and Enjoy Life Happily

A person is usually judged according to their spending habits. The one who spends a lot is known to be careless and the one who doesn’t is thought to squirrel their money away. What is important is how you spend your hard-earned cash as your future relies on it. Many people face difficulty in between their pay checks and they go in search of another source of finance. This can result in overwhelming debts. Here are some tips that would help in lowering your expenses allowing you to have a better mind set when it comes to spending;

®    Firstly you need to create a budget that will include all your monthly incomes and expenditures. You need to scrutinise them in such a manner that it will decline the expenses cost effectively without causing much difficulty in executing it.

®    Avoid impulse shopping as it is going to affect your spending habits and raise your expenses, resulting in higher debts in your account. There is a danger that if you shop with shopaholic friends, it will indulge you in unnecessary expenses.

®    If you really want to spend your money, investment is the right choice. This is one of the best strategies but should be performed with the guidance of financial experts that will alert you if there are any risks associated.

®    Make use of the offers and rewards that are available by retailers on the market. Through these you can benefit from lower prices than before which will save you a good amount of money.

®    Bulk buying is advisable; you will have a provision to account discounts as the wholesalers will have discounts available to items bought in large quantities.

®    Practice a saving strategy as you spend as it will benefit you in many aspects. The saving will be done in a smooth manner that will help the savings account incline slowly.

®    Don’t stick with branded clothes as they will cost you more than is necessary. Unbranded clothes are just as good and in most instances look the same minus a logo. Why pay three times the price for a label?

®    One of the important aspects that have to be kept in mind is, never use your credit card; you can cross the limit without knowing. The wise practice is to use only cash so that you can easily calculate things.

®    If you face any emergency in meeting your expenses you can secure a loan through payday loans rather than acquiring a traditional loan that can cost you more and take a longer period for approval.

By following these steps, you will be able to modify your spending habits and build up your savings easily.

 

About the Author

Alicia is regular finance blogger from Manchester, UK. You can follow her on Twitter @financeport.

Entertainment

Blake Lively Shines as Surfer Stranded in Shark-Infested Waters

  The Shallows Blu-ray Review by Kam Williams Blake Lively Shines as Surfer Stranded in Shark-Infested Waters Nancy Adams (Blake Lively) was so shaken by her mother's (Janelle Bailey) untimely death that she's dropped out of med school. In order to feel closer to her dearly departed mom, she's decided to vacation at the same exotic Mexican retreat where she was reportedly conceived back in 1991. An avid surfer, she also plans to search … [Read More its Good for You.....]

Books

Keep Walking in Prayer… Until You Can\’t Come Back

  Keep Walking in Prayer... Until You Can't Come Back by Reverend Dorothy Scott Boulware Xulon Press Paperback, $10.99 104 pages ISBN: 978-1-4984-7454-2 Book Review by Kam Williams “By way of introduction, I'm a Baptist Methodist Pentecostal Evangelical non-denominational retired pastor, retired newspaper editor, former minister of music, former fingerprint technician, wife of 47 years, mother of four, grandmother of five, … [Read More its Good for You...]

Art

More Than a Score

  ACRONYM TO FOLLOW by Peter Brav   Finally Our Day has come There’s a Day for everything For doughnuts, siblings, eight track tapes Grilled cheese, daughters and sons to work Encouragement, Alzheimer’s Coffee, math, chewing gum Blasphemy, yo-yos And now finally One for us Truly a Day to celebrate National Don’t Shoot An Unarmed Brother Doctor King Not Seeing Progress George Orwell Laughing It Is So About the … [Read More its Good For You...]

Real Estate

New Home Sales Jump in April

  New Home Sales Jump in April By Burt Carey Sales of new homes hit their highest rate since 2008 in April, according to the Commerce Department’s U.S. Census Bureau. April sales increased 16.6 percent over March figures, which correlates to a seasonally adjusted rate of 619,000 home sales projected for the year. The median price of those new homes was $321,000, the highest median price ever recorded. That’s up 9.7 percent … [Read More its Good for You.....]

Lifestyle

Jahking and I!

  Jahking Guillory The “Kicks” Interview with Kam Williams Jahking and I! An undeniable young talent on the rise, actor and rapper Jahking Guillory is already a veteran in the entertainment business at the age of 14. Born and raised in Long Beach California, ‘King’ started pursuing his dream at 9 years-old, landing jobs in national commercials, music videos and national print campaigns. Graduating to larger roles in film and TV, 'King … [Read More its Good for You...]

Outdoors

230 LXF from Tidewater Packs A Punch in a Small Package

  230 LXF from Tidewater Packs A Punch in a Small Package By Ted Lund Are you looking for a family-friendly center console that’s got the luxury of a larger boat in a smaller package? Then look no further than the 230 LXF from Tidewater. The 23-foot, center console has the same features as the rest its large LXF brothers, including comfortable full upholstery, stainless steel cup holders. And a newly-designed console with glove box and … [Read More its Good for You...]

Sports

The Season Begins

  The Season Begins by Amy Lignor   Yes, it’s finally time to get down to some real business when it comes to the world of sports. (No offense to Serena at the U.S. Open, but her constant winning is not exactly new.) All this rain across the country has assured that lawns will be overgrown come Monday morning, unless citizens decide to use Saturday to mow. Why is that? Because football is back and Sundays are no longer “nothing to … [Read More its Good for You...]

Business

Scholastic Announces Sales of More Than 3.3 Million Copies of Harry Potter and the Cursed Child

  Scholastic Announces Sales of More Than 3.3 Million Copies of Harry Potter and the Cursed Child Parts One and Two New York, NY (August 10, 2016) — Harry Potter and the Cursed Child Parts One and Two script book, the eighth Harry Potter story by J.K. Rowling, John Tiffany, and Jack Thorne, published in the U.S. and Canada by Scholastic has sold more than 3.3 million copies in North America to date.Scholastic announced a first printing … [Read More its Good for You...]

Travel

Vacation Time Has Turned “Spooky”

  Vacation Time Has Turned “Spooky” by Amy Lignor   Myths and legends, both spooky and surreal, are becoming the subject of many books and newspaper articles lately. And the location of many, oddly enough, happen to be in the Southwest. It used to be that a nice white sandy beach was the one place we yearned to go on vacation to get away from it all. Now, however, people are searching for places to travel where legends still exist, and … [Read More its Good for You...]

Green Living

Doing Our Part

  Doing Our Part by Amy Lignor   There are books being published as of late – wonderful books telling the stories of amazing wildlife rescues, as well as neighborhoods and communities across the U.S. that have taken on projects to save the wildlife in their own surrounding areas.   We always talk about these “success stories,” yet never actually give information on exactly how these “problems” turned into “victories.” … [Read More its Good for You...]